How to Build a High-Yield Emergency Fund in 2025
1.High-Yield Emergency Fund Introduction Many Americans view their checking account as a savings account, but in the current inflationary environment, that passive income is gradually depreciating. According to NerdWallet US News, high-yield savings accounts (HYSAs) currently offer an annual percentage yield (APY) of 4–4.5%, which is far higher than the 0.38% national average.Building an emergency…